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VA Loans and Termite Inspections Report with Countries

VA Loans and Termite Inspections www.zerostressmortgage.com NMLS #247743 Jennifer Beeston Who Pays For The Pest Report? The 9 states where VA buyers can pay for a termite inspection are: Alabama Arkansas Arizona Californ

February 28, 2021Jennifer Beeston

VA Loans and Termite Inspections

NMLS #247743 Jennifer Beeston

Who Pays For The Pest Report?

The 9 states where VA buyers can pay for a termite inspection are:

Alabama

Arkansas

Arizona

California

Florida

Louisiana

Mississippi

Oklahoma

Texas

In all other states the buyer is not allowed to pay for termite inspection. The lender will verify the buyer did not pay for the report by asking for proof so be prepared. This does not mean the seller has to pay for the report. The Realtors could pay for the report as well.

States You 100% Need A Termite Inspection In

If you are buying or refinancing a property in the following states, then a termite inspection and clearance will be required. The exception is if you are doing a VA IRRL Streamline refinance.

Connecticut

Delaware

Georgia

Hawaii

Iowa

Illinois

Indiana

Kansas

Kentucky

Massachusetts

Maryland

Missouri

North Carolina

Nebraska

New Jersey

New Mexico

Nevada

Ohio

Pennsylvania

Rhode Island

South Carolina

Tennessee

Utah

Virginia

West Virginia

Washington, D.C.

*States You Do Not Need A Termite In

*These states do not require a termite inspection

unless

the VA appraiser calls one out on the appraisal which is rare unless there is something very clearly to the eye going on.

Alaska

Colorado

Idaho

Maine

Minnesota

Montana

North Dakota

Oregon

South Dakota

Washington

Wyoming

The Fun 5: In These States It Depends On The County

In these states It is county by county so make sure you check the county

Michigan

New Hampshire

New York

Vermont

Wisconsin

Check out this link for exact counties

https://www.benefits.va.gov/HOMELOANS/appraiser_cv_local_req.asp

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